Alabama Caucus Information


  • Alabama: Wed. June 16
  • Tennessee: Wed. June 30
  • Tennessee: Wed. October 20
  • Alabama: Thurs. October 21


4/22/2021 – AL Caucus Update from the Spring Retreat – See Video of Tim Thrasher HERE

AHFA News/Updates!

Hardest Hit Alabama Reopens to Help Families Affected by COVID-19 AHFA has taken action to help Alabama families affected by the COVID-19 pandemic by reopening Hardest Hit Alabama (HHA). HHA provides short-term mortgage payment assistance to those who have lost employment or income due to COVID-19. 

  • Eligibility Requirements:
  • Maximum assistance: Up to $30,000
  • Total Household income: $91,420 (includes income of all occupants 18+ years)
  • Maximum Unpaid Principal: $300,000 (must include balance of all outstanding liens)
  • Homeowners who are receiving or who have received mortgage payment assistance from HHA in the past are NOT eligible for additional assistance

Anticipating a high demand for this program, HHA will accept applications in cycles of 200 submissions each. Upon receipt of 200 applications, we will temporarily close the application portal to evaluate them. During this time, applicants may check their application status online to confirm they have submitted all required documents.  Homeowners may get more information about HHA and submit an application by visiting

Emergency Rental Assistance Alabama Accepts Applications Beginning March 1

Emergency Rental Assistance (ERA) Alabama is now taking applications. Landlord and tenants can apply at Call Center staff are available at 833-620-2434 to answer questions and help with applications if necessary. 

ERA Alabama can help renters with past due, current and up to 3 months of expected rent and utility and home energy expenses. Find out more at

Separate from ERA Alabama, the Act also funds separate rental assistance programs serving residents of Baldwin, Madison, Mobile, Montgomery, Tuscaloosa, and Jefferson Counties, and the cities of Huntsville and Birmingham. Residents in those local areas with separate programs must apply there, not with ERA Alabama. However, if the local program in your area is not yet operating, ERA Alabama might accept your application. Call 833-620-2434 for details.

Anticipated Eligibility Requirements

In order to receive financial assistance through ERA, tenants must meet all of the following:

  • Have a valid rental agreement in their name
  • Household’s total gross income cannot exceed 80% Area Median Income for location
  • The household has experienced a loss of income due to COVID-19, for example:
  • Being laid off
  • Place of employment has closed
  • Reduction in hours of work
  • Loss of spousal/child support
  • Inability to find work due to COVID-19
  • Having to stay home with children due to closure of day care/school
  • Unable to participate in previous employment due to the workplace’s high risk of severe illness from COVID-19

Anticipated Documentation

  • Proof of income (pay stubs, bank statements, letter from employer, award letters, pension)
  • Valid lease or other written documentation of landlord-tenant relationship

Coverage of Rent and Utility Costs

ERA Alabama can help renters with the following costs starting as far back as March 13, 2020:

  • Past due, current and up to 3 months of expected rent costs
  • Past due, current or up to 3 months of expected utility and home energy expenses
  • After the initial 3 months of forward assistance, you can apply for 3 additional months of assistance if funds are still available

While applicants may be assisted for up to 15 months, ERA Alabama will not commit funds for prospective (future) rent for more than a 3-month period at a time. Applicants must reapply every 3 months and will only be assisted if funds are still available

New Option Available for Buyers Combining Step Up with Conventional Financing

There’s a new financing option for homebuyers looking for conventional financing in combination with AHFA’s Step Up program. Effective February 1, 2021, homebuyers earning above 80% of the Area Median Income but not exceeding the $130,600 maximum qualifying income are now eligible for the Step Up Conventional program!

Homebuyers must have a credit score of 680 or higher for this program. All other Step Up eligibility requirements remain the same. This change will allow our Step Up program to help make buying a home more affordable for even more Alabamians! Contact us at to find out more and for help finding a participating lender in your area.

AHFA Facebook, Instagram, and YouTube Sign up for newsletters HERE

FHLB-Atlanta News/Updates

Funding for FHLBank Atlanta’s 2021 Affordable Housing Program (AHP) Homeownership Set-aside Program will be available beginning January 19, 2021

We are enhancing and streamlining the homeownership program offering for 2021 as we work to become Stronger. Better. Together. These updates are designed to increase product impact and meet the current and emerging housing needs in your communities.

  • Program highlights include:
  • Expanding the Community Partners product to include veterans and active-duty military, or their surviving spouse, and COVID-related essential workers. Maximum funding will increase to $10,000 per household
  • Increasing the maximum funding for the First-time Homebuyer product to $7,500 per household
  • Expanding Community Rebuild and Restore product to include COVID­ related FEMA disaster declarations areas

Help Community Heroes Purchase a Home – New Program! Community Heroes, in partnership with FHLB-Atlanta helps law enforcement officers, public school educators, firefighters, and other first responders purchase a home.  Learn more HERE

Office of National Drug Control Policy

We are very excited to share that on Friday, the Administration released a new tool to assist rural community leaders in building an effective local response to the crisis of addiction, the Rural Community Action Guide: Building Stronger, Healthy Drug-Free Rural Communities.  

The guide complements both the Community Assessment Tool, which gives county specific data about deaths and factors which may make a community more vulnerable to addiction, and the Federal Rural Resources Guide, which includes comprehensive information about different federal funds for rural communities impacted by addiction.  The Guide also has a companion supplement, a listing of promising practices which you can find here: Rural Community Action Guide: Promising Practices.

Per Anne Hazlett, news sent on funding announcements every few weeks- to be added to that list, please email Betty-Ann Bryce

Kaboom grant for playground equipment – rolling deadline, fundraising match required – check it out HERE Frequently Asked questions/answers HERE